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Current times have been economically, socially, and psychologically devastating due to COVID-19/Coronavirus.  Almost no type of business has been spared.  This pandemic has impacted nearly all types of businesses, such as:

  • Dentists offices
  • Restaurants
  • Flower shops
  • Liquor stores
  • Tobacco stores
  • Fitness centers
  • Strip malls
  • Airlines
  • Casinos
  • Bars and taverns
  • Wineries
  • Strip clubs
  • Yoga studios
  • Nail, hair, and tanning salons
  • Massage parlors
  • Waxing studios
  • Barbers
  • Travel agents
  • Book stores
  • Storage facilities
  • Apartment complexes
  • Manufacturing
  • Tourism related industries   

Business Interruption

Numbers for all small business who have been affected are hard to find, but the National Restaurant Association estimates that 3% of all restaurants have permanently gone out of business, with another 11% expected to permanently go out of business, and nationwide revenue for restaurants has gone down 47% during March 2020.  

You may have a claim under your business policy.  Has your business suffered a loss of revenue from the COVID-19 shutdown?  We can help both essential and non-essential businesses file claims under their business owner’s policy for economic losses.  It is critical that you call us immediately.  These cases are specific to your insurance and policy will require a through and detailed word by word review of your policy.  Additionally, in times where businesses are desperate for a cash injection, some policies provide for temporary loss of business income, and we may be able to obtain those funds to help keep your business afloat.    

Frequently Asked Questions

Does it matter if my business was essential or non-essential?

No.  You can file claims for both essential and non-essential businesses. 

If I had to close my business, can I still file a claim?

Yes.

If I need to close my business, can I file a claim?

Yes.

Do I need an insurance policy to file these types of claims?

Yes.  If you are unsure if you have the correct policy, call us.

Does it cost me any money to file a claim?

No.  We pay for all costs associated with filing a claim or lawsuit and only get paid if we get a settlement for you.